FINRA SIE試験の準備方法｜便利なSIE日本語版試験勉強法試験｜有効的なSecurities Industry Essentials Exam (SIE)テスト難易度夢を持ったら実現するために頑張ってください。「信仰は偉大な感情で、創造の力になれます。」とゴーリキーは述べました。私の夢は最高のIT専門家になることです。その夢は私にとってはるか遠いです。でも、成功へのショートカットがを見つけました。MogiExamのFINRAのSIE試験トレーニング資料を利用して気楽に試験に合格しました。それはコストパフォーマンスが非常に高い資料ですから、もしあなたも私と同じIT夢を持っていたら、MogiExamのFINRAのSIE試験トレーニング資料を利用してください。それはあなたが夢を実現することを助けられます。 FINRA Securities Industry Essentials Exam (SIE) 認定 SIE 試験問題 (Q95-Q100):質問 # 95
Which of the following characteristics is true of open-end mutual fund shares?
A. They are purchased by investors directly from the fund or through a broker-dealer offering the fund.
B. Their price is calculated intra-day based on the changing market value of the fund.
C. They terminate and dissolve on an established date.
D. They are purchased by investors in the secondary market.
正解：A
解説：
Open-end mutual funds do not trade on secondary markets. Instead, shares are continuously issued or redeemed by the fund at the net asset value (NAV), calculated at the market close.
* D is correctbecause investors purchase and redeem shares directly through the fund or authorized brokers.
* Ais incorrect because mutual funds do not have a predetermined dissolution date.
* Bis incorrect because mutual fund shares are priced at the NAV calculated once daily after the market closes.
* Cis incorrect because secondary market trading applies to closed-end funds and ETFs, not open-end mutual funds.
質問 # 96
Which of the following responses describes a FINRA member?
A. A registered representative with a national securities exchange
B. An associated person of a registered brokerage firm
C. A BD regulated by a national securities association
D. A natural person who is employed by a broker-dealer (BD)
正解：C
解説：
A FINRA member is a broker-dealer that is registered with FINRA and regulated by a national securities association. Individuals employed by the member firm (e.g., registered representatives) are associated persons, not members themselves.
* D is correct because FINRA membership applies to broker-dealers, not individuals.
* A, B, and C are incorrect because they refer to individuals or roles within member firms, not the firms themselves.
Reference: FINRA Rule 0140 (Membership)
質問 # 97
An investor is bullish on the technology sector and heavily invests in microchip companies. Impactful regulatory changes are announced that will negatively affect microchip manufacturing. In order to mitigate the risk to his portfolio, the investor should:
A. Purchase shares of other microchip companies in the technology sector.
B. Purchase holdings uncorrelated to the technology sector.
C. Sell holdings that are unaffected by the regulatory changes.
D. Buy more shares of the microchip companies already in his portfolio.
正解：B
解説：
The announcement of negative regulatory changes introduces unsystematic risk, specific to the technology sector. Diversification into unrelated sectors can reduce exposure to this risk.
* A is correct because uncorrelated holdings reduce portfolio risk.
* B is incorrect because adding more microchip companies increases exposure to sector-specific risk.
* C does not address the core issue of over-concentration.
* D is the opposite of mitigating risk.
Reference: SIE Study Guide, Chapter 6: Risk Management
質問 # 98
A customer is unhappy about a $5,000 loss in a stock that the registered representative (RR) recommended and threatens to call FINRA's Securities Helpline for Seniors about the matter. What is the most appropriate next step for the RR to take?
A. The RR should notify their supervisor about the customer's dissatisfaction.
B. The RR is permitted to reimburse the customer for the loss to resolve the customer's complaint.
C. The RR should call FINRA's Securities Helpline for Seniors before the customer does and explain their side of the story.
D. The RR should alert their compliance department to update their Form U4 with the complaint details.
正解：A
解説：
Step by Step Explanation:
* Escalation Requirement: The RR must promptly notify their supervisor or compliance department about the customer's complaint as required by FINRA rules. Supervisors handle customer complaints according to firm procedures.
* Incorrect Options:
* B: Reimbursing the customer is not permissible without firm approval and may create compliance issues.
* C: Complaints requiring Form U4 updates involve specific allegations such as fraud, not general dissatisfaction.
* D: The RR should not contact FINRA directly; the firm will handle communications.
References:
* FINRA Rule 4530 (Reporting Requirements): FINRA Rule 4530.
質問 # 99
A customer purchases 100 shares of stock on Thursday, August 2. This transaction must settle regular way no later than:
A. Friday, August 3
B. Wednesday, August 8
C. Tuesday, August 7
D. Monday, August 6
正解：D
解説：
Step by Step Explanation:
* Regular-Way Settlement: For equity securities, settlement occurs on a T+2 basis, meaning two business days after the trade date.
* Calculation:
* Trade Date (T): Thursday, August 2.
* T+2 Settlement: Excludes weekends, so settlement falls on Monday, August 6.
* Incorrect Options:
* A: Reflects T+1, not the correct settlement cycle.
* C & D: Extend beyond the standard T+2 cycle.
References:
* FINRA and SEC Settlement Rules: SEC Settlement Rules.