CIPP-US最新考題 - CIPP-US權威認證Testpdf是一個為IAPP人士參加相關認證考試提供資源的便利網站。Testpdf針對不同的考生有不同的培訓方法和不同的培訓課程。有了Testpdf提供的這些針對性的培訓，考生通過CIPP-US相關考試就容易得多。很多曾經參加CIPP-US專業相關認證考試的人都是通過我們的Testpdf提供的測試練習題和答案考過的，因此Testpdf在IAPP行業中得到了很高的聲譽。 最新的 Certified Information Privacy Professional CIPP-US 免費考試真題 (Q187-Q192):問題 #187
What role does the U.S. Constitution play in the area of workplace privacy?
A. It provides significant protections to federal and state governments, but not to private-sector employment
B. It provides enforcement resources to large employers, but not to small businesses
C. It provides contractual protections to members of labor unions, but not to employees at will
D. It provides legal precedent for physical information security, but not for electronic security
答案：D
問題 #188
In what way does the "Red Flags Rule" under the Fair and Accurate Credit Transactions Act (FACTA) relate to the owner of a grocery store who uses a money wire service?
A. It mandates the use of updated technology for securing credit records
B. It is not usually enforced in the case of a small financial institution
C. It does not apply because the owner is not a creditor
D. It requires the owner to implement an identity theft warning system
答案：C
解題說明：
The Red Flags Rule is a regulation that requires financial institutions and creditors to implement a written identity theft prevention program that is designed to detect, prevent, and mitigate identity theft in connection with the opening of a covered account or any existing covered account. A creditor is any person who regularly extends, renews, or continues credit; any person who regularly arranges for the extension, renewal, or continuation of credit; or any assignee of an original creditor who participates in the decision to extend, renew, or continue credit. A covered account is an account that a financial institution or creditor offers or maintains, primarily for personal, family, or household purposes, that involves or is designed to permit multiple payments or transactions, such as a credit card account, mortgage loan, automobile loan, margin account, cell phone account, utility account, checking account, or savings account. A money wire service is a service that allows customers to send or receive money electronically. The owner of a grocery store who uses a money wire service is not a creditor because he or she does not regularly extend, renew, or continue credit to customers. Therefore, the Red Flags Rule does not apply to the owner of a grocery store who uses a money wire service.
問題 #189
SCENARIO
Please use the following to answer the next QUESTION
Matt went into his son's bedroom one evening and found him stretched out on his bed typing on his laptop.
"Doing your homework?" Matt asked hopefully.
"No," the boy said. "I'm filling out a survey."
Matt looked over his son's shoulder at his computer screen. "What kind of survey?" "It's asking questions about my opinions."
"Let me see," Matt said, and began reading the list of questions that his son had already answered.
"It's asking your opinions about the government and citizenship. That's a little odd. You're only ten." Matt wondered how the web link to the survey had ended up in his son's email inbox. Thinking the message might have been sent to his son by mistake he opened it and read it. It had come from an entity called the Leadership Project, and the content and the graphics indicated that it was intended for children. As Matt read further he learned that kids who took the survey were automatically registered in a contest to win the first book in a series about famous leaders.
To Matt, this clearly seemed like a marketing ploy to solicit goods and services to children. He asked his son if he had been prompted to give information about himself in order to take the survey. His son told him he had been asked to give his name, address, telephone number, and date of birth, and to answer question about his favorite games and toys.
Matt was concerned. He doubted if it was legal for the marketer to collect information from his son in the way that it was. Then he noticed several other commercial emails from marketers advertising products for children in his son's inbox, and he decided it was time to report the incident to the proper authorities.
Depending on where Matt lives, the marketer could be prosecuted for violating which of the following?
A. Unfair and Deceptive Acts and Practices laws.
B. Consumer Bill of Rights.
C. Investigative Consumer Reporting Agencies Act.
D. Red Flag Rules.
答案：A
解題說明：
The marketer could be prosecuted for violating the Unfair and Deceptive Acts and Practices (UDAP) laws, which are enforced by the Federal Trade Commission (FTC) and state attorneys general. UDAP laws prohibit businesses from engaging in unfair or deceptive practices that harm consumers, such as false advertising, misleading claims, or hidden fees. In this scenario, the marketer could be accused of deceiving children into providing personal information and preferences under the guise of a survey and a contest, without obtaining verifiable parental consent or disclosing how the information will be used or shared. This could also violate the Children's Online Privacy Protection Act (COPPA), which is a federal law that regulates the online collection and use of personal information from children under 13 years of age. References:
* [IAPP CIPP/US Study Guide], Chapter 5: Enforcement of Privacy and Security, pp. 177-178.
* IAPP CIPP/US Body of Knowledge, Section II: Limits on Private-sector Collection and Use of Data, Subsection A: Government and Court Access to Private-sector Information, Topic 2: Unfair and Deceptive Trade Practices.
* IAPP CIPP/US Practice Questions, Question 27.
問題 #190
Which of the following does Title VII of the Civil Rights Act prohibit an employer from asking a job applicant?
A. Questions about a national origin
B. Questions about a disability
C. Questions about age
D. Questions about intended pregnancy
答案：D
解題說明：
Title VII of the Civil Rights Act of 1964 is a federal law that prohibits employment discrimination based on race, color, religion, sex, and national origin1 It also prohibits retaliation against individuals who assert their rights under the law or participate in an EEOC investigation1 Title VII applies to employers with 15 or more employees, as well as to employment agencies, labor organizations, and joint labor-management committees1 Title VII prohibits employers from making pre-employment inquiries that express a preference, limitation, or specification based on any of the protected characteristics, unless they are bona fide occupational qualifications (BFOQs)2 BFOQs are rare and narrowly construed exceptions that allow employers to consider a protected characteristic when it is reasonably necessary to the normal operation of the business2 For example, a religious organization may require its employees to share its faith, or a women's shelter may hire only female counselors2 Option A is incorrect because questions about age are not prohibited by Title VII, but by the Age Discrimination in Employment Act of 1967 (ADEA), which protects individuals who are 40 years of age or older from employment discrimination based on age3 The ADEA generally prohibits employers from asking applicants about their age or date of birth, unless age is a BFOQ or the inquiry is part of a lawful affirmative action plan3 Option B is incorrect because questions about a disability are not prohibited by Title VII, but by the Americans with Disabilities Act of 1990 (ADA), which protects qualified individuals with disabilities from employment discrimination based on disability4 The ADA generally prohibits employers from asking applicants about whether they have a disability or the nature or severity of a disability, unless the inquiry is related to the ability to perform the essential functions of the job with or without reasonable accommodation4 Option C is incorrect because questions about a national origin are prohibited by Title VII, but not in all circumstances. Title VII prohibits employers from asking applicants about their national origin, ancestry, birthplace, native language, or accent, unless they are BFOQs or the inquiry is related to a legitimate business purpose, such as verifying eligibility to work in the United States or assessing language proficiency for a job that requires communication skills25 Option D is correct because questions about intended pregnancy are prohibited by Title VII, as amended by the Pregnancy Discrimination Act of 1978 (PDA), which protects women from employment discrimination based on pregnancy, childbirth, or related medical conditions. The PDA prohibits employers from asking applicants about whether they are pregnant or intend to become pregnant, unless they are related to the ability to perform the job. Such questions may indicate an intent to discriminate based on sex or pregnancy, or may deter women from applying for certain jobs.
References: 1: Title VII of the Civil Rights Act of 1964 | U.S. Equal Employment Opportunity Commission 2: Questions and Answers about Race and Color Discrimination in Employment | U.S. Equal Employment Opportunity Commission 3: Age Discrimination | U.S. Equal Employment Opportunity Commission 4: Disability Discrimination | U.S. Equal Employment Opportunity Commission 5: National Origin Discrimination | U.S. Equal Employment Opportunity Commission : Pregnancy Discrimination | U.S.
Equal Employment Opportunity Commission
問題 #191
What is the main challenge financial institutions face when managing user preferences?
A. Developing a mechanism for opting out that is easy for their consumers to navigate
B. Ensuring that preferences are applied consistently across channels and platforms
C. Ensuring they are in compliance with numerous complex state and federal privacy laws
D. Determining the legal requirements for sharing preferences with their affiliates