Virginia-Real-Estate-Salesperson合格受験記 & Virginia-Real-Estate-Salesperson問題数誰も自分の学習習慣を持っています。Virginia-Real-Estate-Salesperson問題集は、あなたに異なるシステムバージョンを提供します。 あなたの特定の状況に基づいて、あなたに最も適するVirginia-Real-Estate-Salesperson問題集バージョンを選択できます。また、複数のバージョンを同時に使用することができます。 だから、各バージョンのVirginia-Real-Estate-Salesperson問題集には独自の利点があります。 非常に忙しい場合、短い時間でVirginia-Real-Estate-Salesperson問題集を勉強すると、Virginia-Real-Estate-Salesperson試験に参加できます。 Real Estate Licensing Virginia Real Estate Salesperson Exam 認定 Virginia-Real-Estate-Salesperson 試験問題 (Q36-Q41):質問 # 36
Why does the state require real estate professionals to obtain a license?
A. to ensure collaboration with other state agencies regulating real estate
B. to comply with federal occupational licensing law
C. to create revenue for the state
D. to protect the public interest
正解：D
解説：
The primary purpose of state licensing requirements is consumer protection. By requiring education, examination, and adherence to regulations, Virginia ensures that only qualified individuals can practice real estate.
Licensing prevents fraud, incompetence, and unethical behavior.
It also ensures accountability through the Virginia Real Estate Board (REB), which enforces disciplinary actions when necessary.
Other options:
(A) No federal occupational licensing law for real estate exists-licensing is state-based.
(B) While agencies do collaborate, that's not the primary reason for licensing.
(D) States may collect fees, but revenue generation is not the intent.
Reference (Virginia Real Estate):
Virginia Code § 54.1-2105 (Powers of the Real Estate Board)
A490-02REGS.pdf - Licensing purpose & regulations
質問 # 37
A leasehold agreement where the base rent changes is called a:
A. lease-purchase agreement
B. net lease
C. percentage lease
D. variable lease
正解：D
解説：
A variable lease (sometimes called an index lease) is a lease agreement in which the base rent changes during the lease term. Adjustments may occur based on:
Consumer Price Index (CPI)
Scheduled increases at certain intervals
Other options are incorrect:
Net Lease: Tenant pays base rent + some or all property expenses.
Percentage Lease: Rent is based partly on tenant's gross sales (common in retail).
Lease-Purchase Agreement: Tenant leases property with option or obligation to purchase.
Since the question specifies base rent changes, the correct term is variable lease.
Reference:
Virginia Real Estate Principles & Practices (Leasing section)
Real Estate Board Exam Content Outline: Contracts & Leases
質問 # 38
The National Association of Realtors' Code of Ethics says
Realtors should act with:
A. All choices are correct.
B. competence
C. fairness
D. integrity
正解：A
解説：
Comprehensive Detailed Explanation:
The NAR Code of Ethics establishes that Realtors must act with:
Integrity - honesty in all dealings.
Fairness - treating all parties honestly and impartially.
Competence - providing services within their level of skill and knowledge.
Since the Code of Ethics covers all these duties, the correct choice is all choices are correct.
Reference:
NAR Code of Ethics, Preamble & Article 1
質問 # 39
What was the outcome of Plessy v. Ferguson?
A. The Supreme Court decided that racially based zoning was illegal.
B. The Supreme Court decided that racial segregation of children in public schools was illegal.
C. The Supreme Court decided that the enforcement of racially based restrictive covenants was illegal.
D. The Supreme Court decided that "separate but equal" separation of the races was legal as long as Black and white facilities were equal.
正解：D
解説：
In Plessy v. Ferguson (1896), the U.S. Supreme Court upheld a Louisiana law mandating racial segregation in railway cars.
The Court ruled that racial segregation was constitutional under the "separate but equal" doctrine.
This legalized segregation in public facilities for decades until overturned by Brown v. Board of Education (1954), which declared segregation in public schools unconstitutional.
Other options:
(B) Refers to Brown v. Board of Education (1954).
(C) Refers to Shelley v. Kraemer (1948) (restrictive covenants).
(D) Refers to Buchanan v. Warley (1917) (racial zoning).
Reference (Virginia Real Estate & Civil Rights Law):
Plessy v. Ferguson, 163 U.S. 537 (1896)
Brown v. Board of Education, 347 U.S. 483 (1954)
Virginia Fair Housing Law history and case law integration
質問 # 40
When must a lender provide borrowers with a Closing Disclosure?
A. at least five business days after consummation of the loan
B. at least three business days before the consummation of the loan
C. at the end of the closing ceremony
D. on the day of closing
正解：B
解説：
The TILA-RESPA Integrated Disclosure Rule (TRID) requires that the lender provide the Closing Disclosure (CD) at least three business days prior to loan consummation. This ensures that borrowers have adequate time to review the final loan terms, costs, and obligations.
If significant changes occur (such as APR change beyond tolerance, loan product change, or addition of a prepayment penalty), a new three-day waiting period is triggered.
This rule is enforced by the Consumer Financial Protection Bureau (CFPB) but is an important part of Virginia real estate education since agents must be aware of closing timelines.
Reference (Virginia Real Estate & Federal):
TRID Rule under Regulation Z (12 CFR 1026.19(f))