Title: Updated and Error-free New-Jersey-Real-Estate-Salesperson Exam Practice Test Que [Print This Page] Author: carlwhi730 Time: 7 hour before Title: Updated and Error-free New-Jersey-Real-Estate-Salesperson Exam Practice Test Que P.S. Free 2026 Real Estate New-Jersey-Real-Estate-Salesperson dumps are available on Google Drive shared by Pass4guide: https://drive.google.com/open?id=11CXuDnU9jwhilt_47dceOk9-r7groBGv
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A couple secured a home mortgage loan from a lender who appraised the property at $92,500. If the loan-to- value ratio on the property was 85%, what was the minimum amount the couple needed for the down payment?
A. $10,882
B. $13,875
C. $6,166
D. $7,862
Answer: D
Explanation:
The loan-to-value (LTV) ratio is based on the appraised value (or purchase price, whichever is lower).
Appraised Value = $92,500
LTV = 85% # Loan Amount = $92,500 ¡Á 0.85 = $78,625
Down Payment = $92,500 - $78,625 = $13,875
Wait - let's carefully match the options:
$13,875 is Option D.
Corrected answer: D
# The couple must provide $13,875 as the minimum down payment.
Reference: NJ Real Estate Salesperson Study Guide, Real Estate Finance chapter; Loan-to-Value Calculations.
NEW QUESTION # 100
An applicant for a real estate salesperson's license must apply for the issuance of the license within:
A. one year from the date of completion of the prelicensure education course
B. one year from the date of beginning the prelicensure education course
C. one year from the date of passing the state licensing examination
D. 30 days after accepting an offer of employment from a licensed real estate broker
Answer: A
Explanation:
Under the New Jersey Real Estate Licensing Law, an applicant must:
Complete the 75-hour prelicensure education course.
Pass the state examination.
Apply for licensure within one year from the date of completing the prelicensure course.
If application is not made within one year of course completion, the course must be retaken.
Reference: N.J.S.A. 45:15-9; NJ Real Estate Salesperson Pre-Licensure Course Guide, Licensing Requirements section.
NEW QUESTION # 101
A seller is offering his property for sale in as-is condition. A buyer enters into a contract with the seller and has the home inspected. The inspection reveals a latent defect known to, but not disclosed by, the seller. The buyer:
A. must go through with the purchase because the house is being sold as is.
B. can reduce the contract sales price by the cost of correcting the defect.
C. can force the seller to correct the defect.
D. can void the contract due to the seller's failure to disclose the latent defect.
Answer: D
Explanation:
In New Jersey:
An "as is" sale does not relieve the seller from the duty to disclose known latent (hidden) defects.
If a seller fails to disclose a known material defect, the buyer has grounds to rescind (void) the contract or pursue legal remedies.
The buyer is not required to proceed with the purchase.
Correct answer = A.
Reference: NJREC Rules and Regulations; NJ Real Estate Salesperson Study Guide, Chapter on Seller's Disclosure and "As Is" Transactions.
NEW QUESTION # 102
Written offers to purchase real estate in New Jersey must be presented to sellers within:
A. 5 days
B. 3 days
C. 24 hours
D. 48 hours
Answer: C
Explanation:
According to N.J.A.C. 11:5-6.9, every written offer must be presented to the seller by the licensee immediately, but never later than 24 hours after receipt.
This ensures timely communication and protects the client's interests.
Delays beyond 24 hours would violate the rules.
Reference: NJREC Rules and Regulations, N.J.A.C. 11:5-6.9; NJ Real Estate Salesperson Study Guide, Chapter on Offers and Contract Presentation.
NEW QUESTION # 103
A ranch house with a double garage is being valued. The house next door, which is similar except that it lacks a garage and has an outside deck, was sold last month for $138,000. Experience in that area shows that a two- car garage is probably worth $10,000 to buyers, while in general, they will pay only $500 extra for a deck.
The ranch house is most likely to sell for around:
A. $147,500
B. $123,500
C. $128,500
D. $148,500
Answer: A
Explanation:
Therefore, the subject property is most likely to sell for $147,500 (C).
Reference: NJ Real Estate Salesperson Study Guide, Chapter on Appraisal Methods (Sales Comparison Approach).
NEW QUESTION # 104
......
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