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[Hardware] Maryland-Real-Estate-Salesperson Test Result, Maryland-Real-Estate-Salesperson E

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【Hardware】 Maryland-Real-Estate-Salesperson Test Result, Maryland-Real-Estate-Salesperson E

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Real Estate Maryland Real Estate Salesperson Examination Sample Questions (Q114-Q119):NEW QUESTION # 114
What are PCBs?
  • A. A substance that grows due to moisture problems
  • B. Chemical compounds used in cooling and insulating, mainly in electrical transformers
  • C. A chemical compound that occurs naturally in the environment
  • D. A substance resulting from the decay of uranium
Answer: B
Explanation:
Polychlorinated biphenyls (PCBs) are synthetic chemical compounds formerly used as coolants and insulators in electrical equipment, hydraulic systems, and fluorescent-light ballasts. They are toxic, persistent in the environment, and regulated by the U.S. EPA under the Toxic Substances Control Act (TSCA). Maryland's course covers PCBs among major environmental hazards requiring disclosure or remediation.
Reference:Maryland 60-Hour Course - "Environmental Issues and Disclosures" Module; EPA TSCA (15 U.S.
C). 2605) PCB Regulations.

NEW QUESTION # 115
Which type of events are generally on a title insurance policy's schedule of exceptions?
  • A. Mechanic's liens filed prior to a title insurance policy's effective date
  • B. Claims from an owner with an unrecorded deed
  • C. Claims that were filed in the public record before a title insurance policy's effective date
  • D. Liens or encumbrances that aren't in the public record
Answer: C
Explanation:
In the closing/title section of the pre-licensing course, learners are taught that a title policy contains Schedules
-most notably Schedule A (coverage basics) and Schedule B (exceptions). Schedule B-Exceptions lists specific matters found of record prior to the policy's effective date (e.g., recorded easements, covenants, restrictions, prior-of-record liens, and taxes/assessments) that are excluded from coverage unless affirmatively insured over or removed.
While policies also include standard exceptions (which can address certain unrecorded matters), the items
"generally" shown on the schedule of exceptions are the recorded encumbrances discovered in the title search that predate the policy.
References: Maryland 60-Hour Principles and Practices of Real Estate - Closing and Title Insurance: policy structure (Schedule A and Schedule B), title searches, recorded encumbrances, and exceptions to coverage.

NEW QUESTION # 116
When a local planning board is reviewing density, it would consider ______.
  • A. Impact on neighboring states
  • B. Setbacks and boundaries
  • C. FHA approval
  • D. Property values
Answer: B
Explanation:
In subdivision and zoning review, density is evaluated using physical and regulatory site controls-minimum lot size, setbacks, yard requirements, lot coverage, height limits, open space ratios, and boundaries-to determine how many dwelling units may be placed per acre and how they're arranged. While property values and federal approvals can be relevant to other processes, density determinations rest primarily on local zoning metrics such as setbacks and boundaries.
References: Maryland 60-Hour Principles and Practices of Real Estate - Land Use Controls and Property Development: zoning and subdivision regulations; density, lot size, setbacks, coverage, and open-space requirements; local planning board review criteria.

NEW QUESTION # 117
A statement such as "This is a dream home with the best views in town" made by a licensee is an example of what?
  • A. Intentional misrepresentation
  • B. Positive misrepresentation
  • C. Puffery
  • D. A lie
Answer: C
Explanation:
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
Puffery refers to subjective statements of opinion or sales talk that a reasonable person would not take as a factual representation.
Phrases like "best views," "dream home," or "finest neighborhood" are considered puffing, not misrepresentation.
Maryland's pre-licensing course distinguishes puffery (legally permissible) from misrepresentation, which involves false statements of material fact that can lead to disciplinary action or liability.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Ethical Conduct and Misrepresentation section.
- Maryland Business Occupations and Professions Article §17-322 (Grounds for Disciplinary Action).

NEW QUESTION # 118
Under which type of buyer agency agreement does a buyer reserve the right to self-represent?
  • A. Open agency
  • B. Personal agency
  • C. Exclusive agency
  • D. Exclusive right to represent
Answer: C
Explanation:
In the buyer representation section, the course contrasts common forms:
* Exclusive right to represent: the brokerage is owed compensation if the buyer purchases during the term, regardless of who finds the property.
* Exclusive agency: the brokerage is the only broker engaged, but the buyer reserves the right to purchase without the broker and owe no commission if the buyer self-procures the property.
References: Maryland 60-Hour Principles and Practices of Real Estate - Buyer Representation Agreements:
exclusive right vs. exclusive agency vs. open agreements; commission and self-procurement provisions.

NEW QUESTION # 119
......
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