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[General] QSA_New_V4 Prüfungsfragen Prüfungsvorbereitungen, QSA_New_V4 Fragen und Antworte

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【General】 QSA_New_V4 Prüfungsfragen Prüfungsvorbereitungen, QSA_New_V4 Fragen und Antworte

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PCI SSC QSA_New_V4 Prüfungsplan:
ThemaEinzelheiten
Thema 1
  • Real-World Case Studies: This section of the exam measures the skills of Cybersecurity Consultants and involves analyzing real-world breaches, compliance failures, and best practices in PCI DSS implementation. Candidates must review case studies to understand practical applications of security standards and identify lessons learned. One key skill evaluated is applying PCI DSS principles to prevent security breaches.
Thema 2
  • PCI DSS Testing Procedures: This section of the exam measures the skills of PCI Compliance Auditors and covers the testing procedures required to assess compliance with the Payment Card Industry Data Security Standard (PCI DSS). Candidates must understand how to evaluate security controls, identify vulnerabilities, and ensure that organizations meet compliance requirements. One key skill evaluated is assessing security measures against PCI DSS standards.
Thema 3
  • Payment Brand Specific Requirements: This section of the exam measures the skills of Payment Security Specialists and focuses on the unique security and compliance requirements set by different payment brands, such as Visa, Mastercard, and American Express. Candidates must be familiar with the specific mandates and expectations of each brand when handling cardholder data. One skill assessed is identifying brand-specific compliance variations.
Thema 4
  • PCI Validation Requirements: This section of the exam measures the skills of Compliance Analysts and evaluates the processes involved in validating PCI DSS compliance. Candidates must understand the different levels of merchant and service provider validation, including self-assessment questionnaires and external audits. One essential skill tested is determining the appropriate validation method based on business type.
Thema 5
  • PCI Reporting Requirements: This section of the exam measures the skills of Risk Management Professionals and covers the reporting obligations associated with PCI DSS compliance. Candidates must be able to prepare and submit necessary documentation, such as Reports on Compliance (ROCs) and Self-Assessment Questionnaires (SAQs). One critical skill assessed is compiling and submitting accurate PCI compliance reports.

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PCI SSC Qualified Security Assessor V4 Exam QSA_New_V4 Prüfungsfragen mit Lösungen (Q27-Q32):27. Frage
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?
  • A. Settlement
  • B. Authorization
  • C. Chargeback
  • D. Clearing
Antwort: A
Begründung:
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.

28. Frage
An organization wishes to implement multi-factor authentication for remote access, using the user's individual password and a digital certificate. Which of the following scenarios would meet PCI DSS requirements for multi-factor authentication?
  • A. Certificates are assigned only to administrative groups, and not to regular users.
  • B. A different certificate is assigned to each individual user account, and certificates are not shared.
  • C. Certificates are logged so they can be retrieved when the employee leaves the company.
  • D. Change control processes are in place to ensure certificates are changed every 90 days.
Antwort: B
Begründung:
PCI DSSRequirement 8.4.2requiresmulti-factor authentication (MFA)to consist of two or moreindependent authentication factors. MFA must alsonot involve shared credentials, so each certificate must be tied to a specific individual.
* Option A:#Incorrect. MFA must apply toall applicable users, not just admins.
* Option B:#Correct. This meets PCI DSS: unique credentials per user and non-shared certificates.
* Option C:#Incorrect. Retaining certificates post-employment is a risk, not a compliance action.
* Option D:#Incorrect. PCI DSS doesn't mandate 90-day certificate rotation; rather, secure usage and revocation are key.
ReferenceCI DSS v4.0.1 - Requirement 8.4.2 and 8.6.1.

29. Frage
Which of the following is true regarding internal vulnerability scans?
  • A. They must be performed by an Approved Scanning Vendor (ASV).
  • B. They must be performed after a significant change.
  • C. They must be performed by QSA personnel.
  • D. They must be performed at least annually.
Antwort: B
Begründung:
Internal vulnerability scanning is addressed underRequirement 11.3.1. According to PCI DSS, internal vulnerability scansmust be conducted at least once every three monthsandafter any significant changein the environment, such as new system components, changes in network topology, firewall rule changes, or product upgrades.
* Option A:Correct. Scans must be performed after significant changes.
* Option B:Incorrect. Internal scansdo not require an ASV. ASVs are required for external vulnerability scans (Requirement 11.3.2).
* Option C:Incorrect. A QSA is not required to perform internal scans. They can be performed by qualified internal staff or third-party providers.
* Option D:Incorrect. Internal scans arerequired quarterly, not annually.

30. Frage
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?
  • A. Settlement
  • B. Authorization
  • C. Chargeback
  • D. Clearing
Antwort: A
Begründung:
Settlement in the Payment Process
* Settlement is the stage where the merchant's bank pays the merchant for the transaction, and the cardholder's bank debits the cardholder's account.
* PCI DSS does not explicitly describe the settlement process but emphasizes the protection of data during all stages.
Transaction Stages
* Authorization:Approves the transaction.
* Clearingata is sent to the cardholder's bank.
* Settlement:Funds are transferred between banks.
* Chargebackisputes are handled, and funds might be reversed.

31. Frage
Where can live PANs be used for testing?
  • A. Testing with live PANs must only be performed in the OSA Company environment.
  • B. Pre-production environments thatare located within the CDE.
  • C. Production (live) environments only.
  • D. Pre-production (test) environments only it located outside the CDE.
Antwort: B
Begründung:
Testing with Live PANs
* PCI DSS Requirement 6.4.3 requires that live PANs (Primary Account Numbers) only be used in secure and controlled environments within the CDE.
* Pre-production environments located within the CDE must adhere to all PCI DSS requirements for security and monitoring.
Prohibited Uses
* Testing with live PANs in environments outside the CDE violates PCI DSS. Only simulated data should be used in less secure testing environments.
Incorrect Options
* Option A: Production environments are for real transactions, not testing.
* Option B: Test environments outside the CDE are insecure for live PANs.
* Option D: The QSA environment is irrelevant to the organization's CDE testing controls.

32. Frage
......
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