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[General] Latest QSA_New_V4 Test Notes - Reliable QSA_New_V4 Exam Answers

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【General】 Latest QSA_New_V4 Test Notes - Reliable QSA_New_V4 Exam Answers

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PCI SSC QSA_New_V4 Exam Syllabus Topics:
TopicDetails
Topic 1
  • PCI DSS Testing Procedures: This section of the exam measures the skills of PCI Compliance Auditors and covers the testing procedures required to assess compliance with the Payment Card Industry Data Security Standard (PCI DSS). Candidates must understand how to evaluate security controls, identify vulnerabilities, and ensure that organizations meet compliance requirements. One key skill evaluated is assessing security measures against PCI DSS standards.
Topic 2
  • PCI Reporting Requirements: This section of the exam measures the skills of Risk Management Professionals and covers the reporting obligations associated with PCI DSS compliance. Candidates must be able to prepare and submit necessary documentation, such as Reports on Compliance (ROCs) and Self-Assessment Questionnaires (SAQs). One critical skill assessed is compiling and submitting accurate PCI compliance reports.
Topic 3
  • Real-World Case Studies: This section of the exam measures the skills of Cybersecurity Consultants and involves analyzing real-world breaches, compliance failures, and best practices in PCI DSS implementation. Candidates must review case studies to understand practical applications of security standards and identify lessons learned. One key skill evaluated is applying PCI DSS principles to prevent security breaches.
Topic 4
  • PCI Validation Requirements: This section of the exam measures the skills of Compliance Analysts and evaluates the processes involved in validating PCI DSS compliance. Candidates must understand the different levels of merchant and service provider validation, including self-assessment questionnaires and external audits. One essential skill tested is determining the appropriate validation method based on business type.
Topic 5
  • Payment Brand Specific Requirements: This section of the exam measures the skills of Payment Security Specialists and focuses on the unique security and compliance requirements set by different payment brands, such as Visa, Mastercard, and American Express. Candidates must be familiar with the specific mandates and expectations of each brand when handling cardholder data. One skill assessed is identifying brand-specific compliance variations.

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PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q39-Q44):NEW QUESTION # 39
Could an entity use both the Customized Approach and the Defined Approach to meet the same requirement?
  • A. Yes, if the entity uses no compensating controls.
  • B. Yes, if the entity is eligible to use both approaches.
  • C. No,because a single approach must be selected.
  • D. No,because only compensating controls can be used with the Defined Approach.
Answer: B
Explanation:
Dual Approach Flexibility:
* PCI DSS allows entities to use both the Defined Approach and the Customized Approach for the same requirement if eligible and documented appropriately. This can provide flexibility in addressing complex environments.
Clarifications on Valid Options:
* A:Entities are not restricted to a single approach.
* B:Compensating controls are unrelated to the choice of approach.
* C:Entities can use compensating controls if applicable and justified.
Documentation and Assessment:
* Both approaches must be properly documented and validated in the Report on Compliance (ROC), with clear evidence demonstrating compliance.

NEW QUESTION # 40
An organization wishes to implement multi-factor authentication for remote access, using the user's Individual password and a digital certificate. Which of the following scenarios would meet PCI DSS requirements for multi-factor authentication?
  • A. Change control processes are In place to ensure certificates are changed every 90 days.
  • B. Certificates are logged so they can be retrieved when the employee leaves the company.
  • C. A different certificate is assigned to each individual user account, and certificates are not shared.
  • D. Certificates are assigned only to administrative groups, and not to regular users.
Answer: C
Explanation:
Multi-Factor Authentication (MFA)
* MFA requires at least two factors from different categories: something you know (password), something you have (digital certificate), or something you are (biometric).
* PCI DSS Requirement 8 mandates that credentials like certificates must be unique to each user.
Secure Certificate Use
* Certificates must not be shared and should be assigned individually to ensure accountability and prevent unauthorized access.
Incorrect Options
* Option A: Limiting certificates to administrative groups does not fulfill PCI DSS for all users.
* Option C: Logging certificates for retrieval is unrelated to security requirements.
* Option D: Certificates do not have a mandatory 90-day change requirement.

NEW QUESTION # 41
What process is required by PCI DSS for protecting card-reading devices at the point-of-sale?
  • A. Devices are physically destroyed if there is suspicion of compromise.
  • B. Devices are periodically inspected to detect unauthorized card skimmers.
  • C. The serial number of each device is periodically verified with the device manufacturer.
  • D. Device identifiers and security labels are periodically replaced.
Answer: B
Explanation:
Requirement9.9.2of PCI DSS v4.0.1 mandates that entitiesregularly inspect POS devicesto detect signs of tampering or skimming. This includes physical inspections to identify unexpected additions, unauthorized stickers, broken seals, etc.
* Option A:Correct. Regular inspection for skimming/tampering is required.
* Option B:Incorrect. There is no mandate for manufacturer serial number verification.
* Option C:Incorrect. PCI DSS does not require routine replacement of device identifiers or labels.
* Option D:Incorrect. Devices may be investigated if compromised, but not necessarily destroyed.

NEW QUESTION # 42
PCI DSS Requirement 12.7 requires screening and background checks for which of the following?
  • A. Cashiers with access to one card number at a time.
  • B. Visitors with access to the organization's facilities.
  • C. All personnel employed by the organization.
  • D. Personnel with access to the cardholder data environment.
Answer: D
Explanation:
PCI DSS Requirement 12.7 mandates that organizations perform background checks on personnel who have access to the cardholder data environment (CDE) to ensure that individuals with malicious intent do not gain access to sensitive cardholder data.
* Option A:Incorrect. While conducting background checks on all personnel is a good security practice, PCI DSS specifically requires checks for those with access to the CDE.
* Option B:Correct. Background checks are required for personnel with access to the CDE to mitigate the risk of insider threats.
* Option C:Incorrect. Visitors are not typically subjected to background checks but should be escorted and monitored while in sensitive areas.

NEW QUESTION # 43
If segmentation is being used to reduce the scope of a PCI DSS assessment, the assessor will?
  • A. Verify the segmentation controls allow only necessary traffic Into the cardholder data environment.
  • B. Verify that approved devices and applications are used for the segmentation controls.
  • C. Verify the controls used for segmentation are configured properly and functioning as intended
  • D. Verify the payment card brands have approved the segmentation.
Answer: C
Explanation:
Role of the Assessor in Verifying Segmentation
* PCI DSS v4.0 requires assessors to confirm that segmentation controls (firewalls, ACLs, etc.) effectively isolate the CDE from out-of-scope networks.
* Proper configuration and functionality testing ensure that only authorized traffic can access the CDE.
Testing Requirements
* Methods include network scans, configuration reviews, and traffic analysis to verify the segmentation is functioning as intended.
Incorrect Options
* Option A: Verifying traffic flow is part of the task but not the primary goal.
* Option B: Payment brands do not approve segmentation controls.
* Option C: Use of specific devices is not mandated for segmentation.

NEW QUESTION # 44
......
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