Open the auxiliary access

Firefly Open Source Community

   Login   |   Register   |
New_Topic
Firefly Open Source Community › Embedded Board › ROC-RK3328-CC› New Released Insurance Licensing PA-Life-Accident-an ...
New Topic
Print Previous Topic Next Topic

[General] New Released Insurance Licensing PA-Life-Accident-and-Health Questions Verified

billtay356

132

Credits

0

Prestige

0

Contribution

registered members

Rank: 2

Credits
132

【General】 New Released Insurance Licensing PA-Life-Accident-and-Health Questions Verified

Posted at yesterday 12:19      View：16 | Replies：0        Print      Only Author   [Copy Link] 1#
To write an effective PA-Life-Accident-and-Health learning guide, one needs to have a good command of knowledge related with the exam. Our experts who devoted themselves to PA-Life-Accident-and-Health practice materials over ten years constantly have been focused on proficiency of PA-Life-Accident-and-Health Exam simulation with irreplaceable attributes. On some tough points, they use specific facts, definite figures to stress concretion. With our PA-Life-Accident-and-Health study guide, you will know what will come in the real exam.
It is exceedingly helpful in attaining a suitable job when qualified with PA-Life-Accident-and-Health certification. It is not easy to get the PA-Life-Accident-and-Health certification, while certified with which can greatly impact the future of the candidates. Now, please take PA-Life-Accident-and-Health practice dumps as your study material, you will pass your exam with PA-Life-Accident-and-Health practice materials successfully. PA-Life-Accident-and-Health free demo is available for everyone. Our PA-Life-Accident-and-Health practice dumps are extremely detailed and complete in all key points which will be in the real test. Believe us and you can easily pass by our PA-Life-Accident-and-Health practice dumps.
Premium PA-Life-Accident-and-Health Exam, PA-Life-Accident-and-Health Certification Exam InforThere are many merits of our exam products on many aspects and we can guarantee the quality of our PA-Life-Accident-and-Health practice engine. You can just look at the feedbacks on our websites, our PA-Life-Accident-and-Health exam questions are praised a lot for their high-quality. Our experienced expert team compile them elaborately based on the real exam and our PA-Life-Accident-and-Health Study Materials can reflect the popular trend in the industry and the latest change in the theory and the practice.
Insurance Licensing Pennsylvania Life, Accident and Health Exam Sample Questions (Q149-Q154):NEW QUESTION # 149
What is the annuity payment option that provides an income for a guaranteed period of time whether or not the annuitant is alive?
  • A. Life income
  • B. Period certain
  • C. Refund life
  • D. Joint and survivor
Answer: B
Explanation:
Theperiod certain annuity payout optionguarantees income payments for a specified period of time, such as
10, 15, or 20 years, regardless of whether the annuitant is alive. Under Pennsylvania annuity principles, if the annuitant dies before the end of the guaranteed period, payments continue to the named beneficiary for the remainder of that period.
This option differs from life income annuities, which pay only while the annuitant is alive, and joint and survivor options, which require two annuitants and continue payments until the second annuitant dies. Refund life options combine lifetime income with a guarantee that at least the premium paid will be returned, but they still depend on the annuitant's lifetime.
Pennsylvania Life, Accident, and Health Insurance study materials emphasize that a period certain annuity does not guarantee income for life; instead, it guarantees income for a set period of time. Because payments are made whether or not the annuitant is alive during that period, option B is the correct and verified answer.

NEW QUESTION # 150
Under which circumstance would a business purchase life insurance?
  • A. to pay off a loan
  • B. to fund employee healthcare
  • C. to compensate executives
  • D. to expand the business
Answer: A
Explanation:
A business in Pennsylvania commonly purchases life insurance forkey person protection or debt repayment purposes. One primary use is topay off a loanif a business owner or key employee dies. This ensures business continuity and protects creditors. Pennsylvania life insurance education materials emphasize that business- owned life insurance is frequently tied to financial obligations, such as loans or buy-sell agreements. The other options describe purposes better served by compensation plans or group health insurance rather than life insurance policies.

NEW QUESTION # 151
Which of the following factors is NOT used to determine if an injury qualifies for Workers' Compensation coverage?
  • A. Severity of injury.
  • B. Time of occurrence.
  • C. Place of occurrence.
  • D. Circumstances of injury.
Answer: A
Explanation:
Pennsylvania Workers' Compensation eligibility is determined by whether an injuryarose out of and occurred in the course of employment. To establish this connection, several factors are evaluated, including thecircumstances of the injury, thetime of occurrence, and theplace of occurrence. These elements help determine whether the injury is work-related and therefore compensable.
Pennsylvania Workers' Compensation guidelines make it clear that theseverity of the injury is not a factorin determining eligibility. Even minor injuries may qualify for coverage if they are work-related, while severe injuries may be denied if they do not arise from employment activities. This reflects the no-fault nature of Workers' Compensation, which focuses on work connection rather than injury magnitude or employee fault.
Insurance licensing study materials approved in Pennsylvania consistently reinforce that Workers' Compensation benefits are triggered by eligibility, not by how serious the injury is. Medical treatment, wage replacement, and disability benefits are provided once eligibility is established, regardless of severity.
Thus, under Pennsylvania Life, Accident, and Health Insurance standards, the correct and verified answer isseverity of injury.

NEW QUESTION # 152
The premium mode defines the
  • A. method of premium payment (cash or credit).
  • B. frequency of the premium payment.
  • C. premium amount
  • D. premium limit. I
Answer: B
Explanation:
Thepremium modein Pennsylvania insurance terminology refers to thefrequency with which premium payments are made. Common premium modes include annual, semiannual, quarterly, and monthly payment schedules. Pennsylvania Life, Accident, and Health Insurance study materials emphasize that premium mode does not determine the premium amount itself but only how often the premium is paid.
The premium amount is established through underwriting factors such as age, health, policy type, and risk classification. The premium mode simply divides that amount into scheduled installments. While insurers may charge slightly higher total premiums for more frequent payment modes due to administrative costs, the definition of premium mode remains unchanged. It does not define payment limits or whether premiums are paid by cash, check, or electronic means. Therefore, option A is the correct and verified answer.

NEW QUESTION # 153
A producer's fiduciary responsibility includes which of the following activities?
  • A. Recording the receipt and remitting of premiums due to an Insurer.
  • B. Property remunerating persons who furnish leads on prospects.
  • C. Providing needed insurance to prospective insureds through any sources that are available.
  • D. Guaranteeing payment to insureds for losses covered by policies that the producer sold.
Answer: A
Explanation:
A producer'sfiduciary responsibilityunder Pennsylvania insurance law refers to the duty to handle money and property belonging to others with the highest level of trust, honesty, and care. Pennsylvania Life, Accident, and Health Insurance materials clearly identify the proper handling of premiums as a core fiduciary duty. This includesrecording the receipt of premiums and promptly remitting those premiums to the insurerin accordance with established business practices.
The other options do not represent fiduciary responsibilities. Paying or remunerating individuals for providing leads may violate insurance regulations depending on licensing status. Providing insurance through any available sources does not define fiduciary duty. Guaranteeing payment of claims is the insurer's responsibility, not the producer's. Fiduciary obligations exist to protect consumers and insurers from misappropriation, misuse, or delay of funds. Failure to fulfill fiduciary duties can result in fines, license suspension, or revocation under Pennsylvania law. Therefore, option B is the correct and verified answer.

NEW QUESTION # 154
......
We have three versions for your practice according to your study habit. The pdf version is for you to print the PA-Life-Accident-and-Health Dump pdf out and you can share your PA-Life-Accident-and-Health exam dumps with your friends and classmates. The test engine version enables you feeling the atmosphere of formal test because it is a simulation of real test. The soft version is same as the test engine but it allows you to practice your Pennsylvania Insurance Licencing (PAIN) real dumps in any electronic equipment.
Premium PA-Life-Accident-and-Health Exam: https://www.pass4leader.com/Insurance-Licensing/PA-Life-Accident-and-Health-exam.html
Insurance Licensing Exam PA-Life-Accident-and-Health Cost Repeated attempts will sharpen your minds, You can free download part of PA-Life-Accident-and-Health simulation test questions and answers of PA-Life-Accident-and-Health exam dumps and print it, using it when your eyes are tired, Insurance Licensing Exam PA-Life-Accident-and-Health Cost Comprehensive Guide for Preparation, So rest assured that with the Pass4Leader you will get the updated PA-Life-Accident-and-Health exam practice questions all the time, Insurance Licensing Exam PA-Life-Accident-and-Health Cost What's more, our coupon has an expiry date.
To subnet networks further, more bits can be added to the subnet mask PA-Life-Accident-and-Health for a class of addresses, However, the OO approach does provide several mechanisms for facilitating the development of reusable code.
Insurance Licensing PA-Life-Accident-and-Health Exam Dumps Help You Achieve Success FasterRepeated attempts will sharpen your minds, You can free download part of PA-Life-Accident-and-Health simulation test questions and answers of PA-Life-Accident-and-Health exam dumps and print it, using it when your eyes are tired.
Comprehensive Guide for Preparation, So rest assured that with the Pass4Leader you will get the updated PA-Life-Accident-and-Health exam practice questions all the time, What's more, our coupon has an expiry date.
https://www.trainingdumps.com
Reply

Use props Report

Return to List
High mode
B Color Image Link Quote Code Smilies
You need to log in before you can reply Login | Register

This forum Credits Rules

  •  

Service Hotline : (+86)18688117175
Contact us
E-mail : global@t-firefly.com
Copyright © 2014-2022, FIREFLY TECHNOLOGY CO.,LTD. All Rightts Reserved. 粤ICP备14022046号-2
Quick Reply Back to top Back to list