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[General] Reliable NCREC-Broker-N Test Prep | Real NCREC-Broker-N Questions

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【General】 Reliable NCREC-Broker-N Test Prep | Real NCREC-Broker-N Questions

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North Carolina Real Estate Commission NC Real Estate Broker National Sample Questions (Q18-Q23):NEW QUESTION # 18
A seller discusses listing their home with a broker. The seller tells the broker that when the house sells, the seller wants $200,000 in their pocket at closing, and the listing brokerage can keep any amount beyond that as their commission. What does this scenario describe?
  • A. Exclusive right to sell listing
  • B. Open listing
  • C. Exclusive agency listing
  • D. Net listing
Answer: D
Explanation:
In a net listing, the seller agrees to receive a fixed amount from the sale, and the broker retains any amount above that as commission. Net listings are legal but discouraged and closely regulated in North Carolina due to the potential for conflicts of interest and ethical concerns. The broker must disclose the actual selling price and ensure the arrangement is fully transparent. Therefore, the correct answer is C.

NEW QUESTION # 19
What clause in a mortgage would permit the lender to call the outstanding balance due and payable if the borrower sells the property or otherwise transfers ownership of the property?
  • A. Acceleration clause
  • B. Balloon payment clause
  • C. Defeasance clause
  • D. Alienation clause
Answer: D
Explanation:
An Alienation Clause-also known as a due-on-sale clause-gives the lender the right to demand full repayment of the loan if the borrower transfers ownership or sells the property without the lender's consent.
This clause is standard in most modern mortgage agreements to protect the lender's interest.
Reference:
NCREC Real Estate Finance Section
Federal Reserve Glossary - Alienation Clause Definition
Broker National (Broker-N) Financing Chapter

NEW QUESTION # 20
Which of the following statements regarding the proper handling of multiple offers in North Carolina is TRUE?
  • A. A listing broker should prioritize the highest offer when presenting multiple offers.
  • B. A listing broker must disclose the terms of a buyer's offer to every competing buyer.
  • C. A listing broker must disclose the existence of multiple offers to all buyers before they make an offer.
  • D. A listing broker must continue to present offers even if the seller has accepted a previous offer.
Answer: D
Explanation:
According to NCREC rules and guidance, a listing broker is obligated to continue presenting all offers to the seller until closing, unless specifically instructed otherwise by the seller in writing. Even if the seller has accepted an offer, other offers must still be presented unless the transaction is completed. Brokers are not required to disclose the terms of competing offers (doing so requires written consent), nor are they required to prioritize offers based on price alone. Therefore, the correct and legally accurate answer is B.
-

NEW QUESTION # 21
Which statement about an option contract is TRUE?
  • A. An option contract does not require consideration to be enforceable.
  • B. The buyer is obligated to purchase the property within the indicated time frame.
  • C. Any money paid with an option must be refunded if the option is not exercised.
  • D. The seller is obligated to sell the property if the buyer chooses to exercise the option.
Answer: D
Explanation:
An option contract gives the buyer (optionee) the exclusive right, but not the obligation, to purchase a property at a predetermined price within a specified time. The seller (optionor), however, is bound by the terms of the contract and must sell if the buyer exercises the option. Consideration (often a non-refundable option fee) is required to make the option enforceable. Therefore, the seller is obligated to sell if the buyer chooses to exercise the option, making statement B true.
-

NEW QUESTION # 22
To equalize each comparable property to the subject property when performing the sales comparison approach, the appraiser should make adjustments to:
  • A. both the subject and comparable properties.
  • B. only the comparable properties.
  • C. only the subject property.
  • D. the property being appraised.
Answer: B
Explanation:
In the sales comparison approach, appraisers always make adjustments to the comparable properties - never to the subject property - to reflect how they differ from the subject. This ensures that all comparables are on an equal footing with the subject being appraised. Thus, answer B is correct.

NEW QUESTION # 23
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