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[General] Maryland-Real-Estate-Salesperson Questions Answers & Training Maryland-Real-

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【General】 Maryland-Real-Estate-Salesperson Questions Answers & Training Maryland-Real-

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Real Estate Maryland Real Estate Salesperson Examination Sample Questions (Q10-Q15):NEW QUESTION # 10
What is the term used when a local government changes the zoning of a property to reduce the allowed density of development?
  • A. Density-reduction zoning
  • B. Bulk zoning
  • C. Reduction zoning
  • D. Downzoning
Answer: D
Explanation:
Comprehensive and Detailed
Downzoning occurs when a local government changes zoning classifications to reduce the density or intensity of land use, such as rezoning an area from multifamily to single-family residential.
It can limit development potential and may lower market value but is typically done to control growth, preserve open space, or maintain community character.
The Maryland course explains downzoning under local land-use authority topics governed by county and municipal zoning ordinances.

NEW QUESTION # 11
The National Fair Housing Alliance believes in promoting the message that neighborhoods are stronger
______ neighborhoods.
  • A. Transit-oriented
  • B. Gated
  • C. Segregated
  • D. Diverse
Answer: D
Explanation:
Fair housing education emphasizes that inclusive, diverse neighborhoods support opportunity, stability, and equity-values aligned with the federal Fair Housing Act and Maryland fair housing objectives. In pre- licensing training, learners are taught that promoting diversity (and avoiding steering, blockbusting, or discriminatory practices) is both an ethical obligation and a legal requirement.
References: Federal Fair Housing Act (Title VIII, Civil Rights Act of 1968, as amended); Maryland Fair Housing content in the Maryland 60-Hour Principles & Practices Course - Fair Housing and Ethics module.

NEW QUESTION # 12
If a consumer wants to file a deceptive ad complaint, which entity should be contacted?
  • A. The local police department
  • B. The BBB
  • C. The FBI
  • D. The Department of Justice
Answer: B
Explanation:
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
The Better Business Bureau (BBB) accepts complaints related to false, misleading, or deceptive advertising practices and can investigate, mediate, or forward concerns to regulatory agencies.
The Maryland pre-licensing course advises licensees that maintaining truthful and transparent advertising is an ethical and legal requirement under both Maryland Real Estate Commission regulations and the Federal Trade Commission (FTC) rules.
Consumers may also contact the Maryland Real Estate Commission (MREC) for license law violations, but general deceptive ad complaints typically begin with the BBB.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Ethical Advertising and Consumer Protection section.
- COMAR 09.11.02.01 - Ethical Standards of Advertising.
- Federal Trade Commission Act, 15 U.S.C. §45.

NEW QUESTION # 13
Appraiser Niles uses ________ to determine a range of values based on comparing a subject property to comparable sales. He makes sure to use some comparables that lack features of his subject property, and others that have even more desirable features, to balance out the comparison.
  • A. Competition
  • B. Bracketing
  • C. Substituting
  • D. Correlation
Answer: B
Explanation:
Bracketing is an appraisal technique used in the sales comparison approach.
An appraiser selects comparables ("comps") that are both superior and inferior to the subject property in key features (size, amenities, condition, etc.) to ensure the subject's value falls within a supported range.
This method provides a balanced and realistic market value estimate.
The Maryland pre-licensing course explains bracketing in the "Real Estate Appraisal and Valuation" section to prepare students for both state and national exam questions on comparative analysis.
Reference:
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Real Estate Appraisal and Valuation" Module Uniform Standards of Professional Appraisal Practice (USPAP) - Sales Comparison Approach Guidance.

NEW QUESTION # 14
In relation to appraisals, what is a "federally related transaction"?
  • A. A transaction involving the sale of government secrets
  • B. A transaction in which financing is obtained from foreign investors
  • C. A real estate transaction in which a federal financial agency or regulatory authority is involved
  • D. An appraisal that a federally licensed appraiser conducts
Answer: C
Explanation:
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
A federally related transaction is defined as any real estate-related financial transaction that involves a federal financial institution regulator, such as the Federal Deposit Insurance Corporation (FDIC), Federal Reserve, Office of the Comptroller of the Currency (OCC), or any transaction intended for sale to a government-sponsored enterprise like Fannie Mae or Freddie Mac.
Under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), federal agencies require that real estate appraisals used in federally related transactions be performed by state-licensed or state-certified appraisers.
In Maryland's 60-Hour Pre-Licensing Course, this concept is taught within the "Real Estate Appraisal and Valuation" topic to ensure future licensees understand when a certified appraisal is legally mandated. The course emphasizes that federally related transactions generally include:
The sale, lease, purchase, investment, or exchange of real property.
The financing, refinancing, or use of real property as security for a loan.
Transactions regulated by federal financial agencies.
Therefore, the correct definition of a federally related transaction is a real estate transaction in which a federal financial agency or regulatory authority is involved.
Reference (Maryland and Federal Sources):
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Real Estate Appraisal and Valuation" Module (Appraisal Standards Section) Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Title XI - Appraisal Standards
12 U.S.C. § 3350 - Definitions (Federally Related Transaction)

NEW QUESTION # 15
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