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[General] 検証するC11資料勉強一回合格-高品質なC11練習問題

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【General】 検証するC11資料勉強一回合格-高品質なC11練習問題

Posted at yesterday 22:18      View：4 | Replies：0        Print      Only Author   [Copy Link] 1#
C11の有効な学習ガイド資料は、何十年にもわたる専門家や教授の骨の折れる努力により、世界市場で主導的な地位を占めていることがわかっています。当社のC11学習練習問題のC11試験の準備をしている多くの人々が重い負担を軽減するのを助けるために、C11学習教材には多くの特別な機能があります。散発的な時間の使用。 C11試験の質問を購入する必要がある場合、C11試験に簡単に合格できます。
当社IICは、C11試験問題を編集するために、この分野で多くの主要な専門家を採用しています。 当社のチームベースの作業システムは、次世代の最高のC11試験トレントがFast2test最終的に形を成し遂げる精神と手を携える人材を最大限に引き出すように設計されています。 当社は、優れたアフターサービスを提供し、ガイドの急流に革新をもたらした実績があります。 当社の専門家がお客様に世界クラスのC11のPrinciples and Practice of Insuranceガイドトレントを作成できるため、お客様の成功が保証されます。 C11試験に合格する必要があります。
C11練習問題 & C11模擬問題集我々Fast2testは一番行き届いたアフタサービスを提供します。IIC　C11試験問題集を購買してから、一年間の無料更新を楽しみにしています。あなたにIIC　C11試験に関する最新かつ最完備の資料を勉強させ、試験に合格させることだと信じます。もしあなたはC11試験に合格しなかったら、全額返金のことを承諾します。
IIC Principles and Practice of Insurance 認定 C11 試験問題 (Q68-Q73):質問 # 68
A company suffers an $80,000 theft loss from its commercial property.
Insurer A covers the property for $300,000.
Insurer B covers the same property for $100,000.
Assuming both policies have identical terms, how is the $80,000 loss shared?
  • A. Insurer A pays $60,000; Insurer B pays $20,000
  • B. Insurer A pays $0; Insurer B pays $60,000
  • C. Insurer A pays $80,000; Insurer B pays $0
  • D. Insurer A pays $40,000; Insurer B pays $40,000
正解：A
解説：
When two insurers cover the same property, theprinciple of contributionapplies. Each insurer pays a proportion of the loss based on its share of the total insurance in force. Here:
Total insurance = $300,000 + $100,000 = $400,000
Insurer A's share = 300,000 / 400,000 =75%
Insurer B's share = 100,000 / 400,000 =25%
Loss = $80,000
Insurer A pays 75% × 80,000 =$60,000
Insurer B pays 25% × 80,000 =$20,000
Thus,Cis correct.

質問 # 69
Antonio lights a firecracker and throws it to Brett. Brett tosses it to Sandra. Sandra catches it and throws it to Celina. It explodes in Celina's hands, injuring her. Who is the immediate cause of the loss?
  • A. Brett
  • B. Antonio and Brett
  • C. Celina and Antonio
  • D. Sandra
正解：D
解説：
In determining liability, the immediate (proximate) cause refers to the most direct, unbroken cause leading to the injury. In this sequence, the firecracker explodes in Celina's hands immediately after she receives it from Sandra. Although Antonio initiated the chain of events and Brett contributed, their actions are more remote.
The last voluntary act that directly placed the dangerous object in the position where it caused harm was Sandra's throw to Celina. Sandra's action is therefore the immediate cause, even though earlier individuals may share legal responsibility in a broader causation analysis.
Option D is incorrect because Celina did not cause her own injury; she merely received the firecracker.
Option C includes Antonio and Brett, but neither was the final actor in the chain.
Therefore, the immediate cause of loss is B: Sandra.

質問 # 70
What is the effect of perils and hazards on insurance rates for the underwriter?
  • A. The rate is determined by the law of large numbers for the hazards listed on the policy
  • B. An underwriter may use a higher rate if a hazard increases the likelihood of a loss by an insured peril
  • C. The rate is calculated by multiplying the premium by the amount insured for each peril
  • D. An underwriter may increase the rate if the insured event is likely to increase the hazard
正解：B
解説：
Hazards are conditions thatincrease the likelihood or severity of a losscaused by an insured peril.
Underwriters assess hazards (physical, moral, and morale hazards) to determine whether a risk is acceptable and at what price.
If hazards make an insured perilmore likely to occur, the underwriter willincrease the rateto reflect higher expected losses. This aligns exactly with option C.
Option A is close but incorrectly states "insured event," not "insured peril," and is less precise.
Option B misinterprets the law of large numbers; it applies to loss predictability, not hazard listing.
Option D misunderstands rating-rates are not calculated by multiplying premium by insured value.
Thus, the correct statement isC.

質問 # 71
What type of wording is written on a custom basis for a specific situation?
  • A. Treaty
  • B. Chattel
  • C. Manuscript
  • D. Standard
正解：C
解説：
Amanuscript wordingis a policy or endorsement crafted specifically for an individual client or an unusual risk exposure. It iscustom-writtenand negotiated between the insurer and the insured (or their broker). These wordings are used when standard forms do not adequately describe or protect a particular exposure, usually for large commercial clients, unique operations, or highly specialized risks.
Option A refers tostandardwordings, which are pre-written, commonly used forms approved by insurers or industry bodies.
Option B (chattel) refers to movable personal property, not policy wording.
Option C (treaty) refers to reinsurance agreements between insurers and reinsurers, not client-facing policy forms.
Therefore, the only option describing a custom-written policy wording isD: Manuscript.

質問 # 72
What is his responsibility?
  • A. Record preliminary information and ask further details
  • B. Advise an underwriter the policy requires a premium increase at renewal
  • C. Verify the independent adjuster's report has no errors
  • D. Advise the insured the policy covers the loss, if he confirms it
正解：A
解説：
A claims adjuster's primary initial responsibility is to receive, record, and gather preliminary information about a loss. This includes confirming the identity of the insured, the date and circumstances of the loss, and whether the situation appears to fall within the policy period and coverage. The adjuster also must ask probing questions to obtain the essential facts to begin an investigation. This early information is critical because it guides further steps such as contacting witnesses, arranging inspections, evaluating liability, and determining the need for expert reports.
Option A is incorrect because an adjuster cannot confirm coverage until a full review of the policy and the facts is completed. Option C is incorrect because the adjuster uses an independent adjuster's report but is not required to "verify no errors" in a formal sense; they assess and evaluate the report's content. Option D is unrelated to claims adjusting-premium changes are underwriting functions.
Therefore, the adjuster's correct responsibility at the early stage is to record preliminary details and obtain further necessary information, making B the accurate answer.

質問 # 73
......
C11認定の取得を支援するために、多くの専門家が数年間、IICすべての試験官向けのC11試験トレントを策定するために懸命に取り組んできました。Fast2test このようにして、当社のC11学習資料は、対象となるだけでなく、すべての知識ポイントを網羅しています。 C11練習教材には、C11練習教材の学習プロセスの欠陥を見つけるのに役立つ統計分析機能もあるため、弱いリンクのPrinciples and Practice of Insuranceトレーニングを強化できます。 このようにして、能力が向上したため、成功に自信を持つことができます。
C11練習問題: https://jp.fast2test.com/C11-premium-file.html
C11試験問題の内容は、理解して習得するのが簡単です、すべての人が当社のC11学習教材を使用することは非常に便利です、、C11トレーニング資料の詳細と保証、連絡方法、当社製品に関するクライアントの評価、および関連する試験、IIC C11資料勉強 あなたはその中の一員になりたいですか、IIC C11資料勉強 すべての問題がうまく解決されました、低価格で高品質、IIC C11資料勉強 あなたは心配する必要がありません、IIC C11資料勉強 したがって、当社の学習教材を使用すると、高い成功確率でテストに合格します、Fast2test C11 練習問題試験質問回答は、多くの経験豊かな専門家によって書かれます。
じゃあとびっきりのお弁当用意しなくちゃネ、孫まご四よん郎ろうと喜平きへい次じは、 兄あに上じょうとしてはそうもあろう、C11試験問題の内容は、理解して習得するのが簡単です、すべての人が当社のC11学習教材を使用することは非常に便利です。
素敵なC11資料勉強試験-試験の準備方法-最新のC11練習問題、C11トレーニング資料の詳細と保証、連絡方法、当社製品に関するクライアントの評価、および関連する試験、あなたはその中の一員になりたいですか、すべての問題がうまく解決されました。
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