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[General] New Maryland-Real-Estate-Salesperson Test Materials, Real Maryland-Real-Estate-S

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【General】 New Maryland-Real-Estate-Salesperson Test Materials, Real Maryland-Real-Estate-S

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Real Estate Maryland Real Estate Salesperson Examination Sample Questions (Q116-Q121):NEW QUESTION # 116
What's a foreclosure?
  • A. The forced sale of a property due to the borrower defaulting on the mortgage loan
  • B. A property sale that occurs in less than one week
  • C. The sale of a property when the market value of the home is less than what is owed, plus closing cost
  • D. A sale that fails to receive a high enough bid at auction and then falls to the bank's ownership
Answer: A
Explanation:
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
Foreclosure is the legal process by which a lender exercises its right to force the sale of mortgaged property when the borrower defaults on the note or deed of trust.
In Maryland-a judicial foreclosure state-the lender must file a court action before selling the property.
Proceeds from the sale are used to satisfy the debt, accrued interest, and foreclosure costs.
This definition is covered in the Financing module under Mortgage Default and Foreclosure Remedies.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Financing and Foreclosure Procedures section.
- Maryland Real Property Article §7-105 et seq.

NEW QUESTION # 117
Which of these is an example of a lot-and-block description?
  • A. 123 Roanoke Street Any Town, ST 98765
  • B. "Beginning at the iron pin 30 paces from the center of the brook that runs across the road southwesterly from the dwelling ..."
  • C. Lot 6 of Block 3 of the East Subdivision plat as recorded in Map Book 18, Page 11 at the Recorder of Deeds
  • D. S ½ SE ¼ NW ¼ Section 2 ...
Answer: C
Explanation:
A lot-and-block legal description identifies land within a recorded subdivision plat, referencing a specific lot number, block number, map book, and page filed with the county recorder. It's the most common method for urban and suburban properties in Maryland.
Choices B and D represent metes-and-bounds and rectangular survey systems, respectively; A is simply a street address.
Reference:Maryland 60-Hour Course - "Real Property and the Law" Topic (Legal Descriptions); Maryland Real Property Article 3-108 (Plats and Recorded Maps).

NEW QUESTION # 118
Which of the following actions transforms real property into personal property?
  • A. Sale of the property
  • B. Severance
  • C. Emblements
  • D. Annexation
Answer: B
Explanation:
Severance is the act of detaching an item that was part of the realty, thereby converting it into personal property (e.g., removing a built-in fixture). Annexation is the opposite-attaching personal property so it becomes real property (a fixture). Emblements are annual crops treated as personal property by definition, not by a transformation act. A sale does not change the classification of items; it only transfers whatever is included (real or personal) as specified.
References: Maryland pre-licensing curriculum-Real Property and the Law (definitions and tests of fixtures; annexation vs. severance; emblements).

NEW QUESTION # 119
The power of the state to claim property when the owner dies without a will and without locatable heirs or creditors is also known as ______.
  • A. Eminent domain
  • B. Escheat
  • C. Taking
  • D. Life estate
Answer: B
Explanation:
Escheat is the government's power to take title to property when someone dies intestate (without a will) and no heirs or creditors can be found. This differs from eminent domain (the government's power to take private property for public use with just compensation) and from a taking (the act under eminent domain). A life estate is a private freehold interest measured by a person's lifetime, not a government power. These core definitions are covered in the Real Property and the Law module.
References:
Maryland 60-Hour Principles & Practices Course - Real Property and the Law (government powers:
police power, eminent domain, taxation, escheat).

NEW QUESTION # 120
Ralph leases 1,000 square feet in a large warehouse. The lease agreement requires him to pay portions of the landlord's taxes, insurance, and maintenance, in addition to the amount he pays to lease the space. What type of lease does Ralph have?
  • A. Percentage lease
  • B. Gross lease
  • C. Triple net lease
  • D. Operating stop lease
Answer: C
Explanation:
Comprehensive and Detailed
A triple-net (NNN) lease requires the tenant to pay a proportionate share of the landlord's property taxes, insurance, and maintenance costs, in addition to base rent.
This type of lease is common in commercial and industrial properties like warehouses.
The Maryland course covers lease types in property management, emphasizing the distinctions between gross, net, and percentage leases.
Reference:
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Leases and Property Management" Module Typical Commercial Lease Structures - NNN Lease Definitions.

NEW QUESTION # 121
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