Open the auxiliary access

Firefly Open Source Community

   Login   |   Register   |
New_Topic
Firefly Open Source Community › Core Board › Core-3588J› Valid IFSE Institute LLQP free demo & LLQP pass ex ...
New Topic
Print Previous Topic Next Topic

[General] Valid IFSE Institute LLQP free demo & LLQP pass exam & LLQP getfreedumps

markfis774

132

Credits

0

Prestige

0

Contribution

registered members

Rank: 2

Credits
132

【General】 Valid IFSE Institute LLQP free demo & LLQP pass exam & LLQP getfreedumps

Posted at 14 hour before      View：3 | Replies：0        Print      Only Author   [Copy Link] 1#
P.S. Free 2026 IFSE Institute LLQP dumps are available on Google Drive shared by PrepAwayETE: https://drive.google.com/open?id=19DJTJiqmLEuI9bjE-Y9Z4XhvN7dzIfqG
We can promise that you would like to welcome this opportunity to kill two birds with one stone. If you choose our LLQP Test Questions as your study tool, you will be glad to study for your exam and develop self-discipline, our LLQP latest question adopt diversified teaching methods, and we can sure that you will have passion to learn by our products. We believe that our products will help you successfully pass your exam and hope you will like our product.
Gone are the days when LLQP hadn't their place in the corporate world. With the ever-increasing popularity of the LLQP devices and software, now LLQP certified professionals are the utmost need of the industry, round the globe. Particularly, advertisement agencies and the media houses have enough room for LLQP Certified. LLQP dumps promises you to bag your dream LLQP certification employing minimum effort and getting the best results you have ever imagined.
Certification LLQP Dump, LLQP Reliable Study QuestionsLLQP exam cram is famous for instant access to download, and you can receive your download link and password within ten minutes, so that you can start your learning immediately. If you don’t receive the download link, you can contact us, and we will solve the problem for you as quickly as possible. In addition, LLQP Exam Dumps contain both questions and answers, and they also cover most of knowledge points for the exam, and you can improve your professional knowledge as well as pass the exam.
IFSE Institute LLQP Exam Syllabus Topics:
TopicDetails
Topic 1
  • Life Insurance: This section assesses the expertise of insurance professionals, including financial advisors and life insurance agents, in understanding the financial impact of death. It explains how life insurance helps address those financial needs and introduces various life insurance products, along with their features and benefits.
Topic 2
  • Segregated Funds and Annuities: Targeted at investment advisors and financial planners, this section evaluates their understanding of saving and investment strategies, which are essential for retirement and financial planning.
Topic 3
  • Accident and Sickness Insurance: Aimed at insurance professionals offering individual and group health insurance, this section emphasizes the importance of financial protection in the case of serious illness or injury.
Topic 4
  • Ethics and Professional Practice: This part of the exam focuses on the legal and ethical responsibilities of life insurance professionals. It outlines the legal framework for life insurance in common law provinces and territories and stresses the importance of maintaining professionalism.

IFSE Institute Life License Qualification Program (LLQP) Sample Questions (Q119-Q124):NEW QUESTION # 119
Danny purchases a $1,000,000 whole life insurance policy. He names his three daughters, Donna-Joe, Stephanie, and Michelle, as revocable beneficiaries with each receiving one-third of the death benefit.
If Michelle predeceases Danny, and Danny did not have a chance to modify his beneficiary designation, how will Danny's death benefit be paid out?
  • A. Donna-Joe and Stephanie will each receive $333,333, and Danny's estate will receive $333,333.
  • B. Donna-Joe and Stephanie will each receive $333,333, and Michelle's estate will receive $333,333.
  • C. Donna-Joe and Stephanie will each receive $500,000.
  • D. Danny's estate will receive the entire $1,000,000 death benefit.
Answer: C
Explanation:
When a beneficiary is designated as "revocable" and predeceases the policyholder, their share of the benefit typically reverts to the surviving beneficiaries rather than the deceased beneficiary's estate. In this case, since Michelle has predeceased Danny, her portion of the benefit is divided equally between Donna-Joe and Stephanie, the remaining beneficiaries. Therefore, each of them would receive 50% of the total death benefit, which is $500,000. If the beneficiaries had been designated as "irrevocable" or if there were specific contingent beneficiaries, different rules might apply.

NEW QUESTION # 120
Paulette earns a modest income working as a delivery driver for FastFlowers Inc. in Quebec. The florist company has over 80 employees, 20 of whom are delivery drivers. The employees benefit from a group short- and long-term disability plan. One morning, while delivering flowers, Paulette's truck is struck by a bus.
Paulette is taken to the hospital where a doctor deems that she will beunable to work for at least 4 months.
Paulette contacts Jade, the human resources manager, to ask her who will pay her disability benefits.
Which of the following answers is CORRECT?
  • A. Commission des normes, de l'equite, de la sante et de la securite du travail (CNESST).
  • B. Her group insurance.
  • C. Societe de l'assurance automobile du Quebec (SAAQ).
  • D. Employment insurance (EI).
Answer: B
Explanation:
As Paulette is injured during work and is covered by her employer's group disability plan, her disability benefits would be paid out under this group insurance policy. Group disability insurance provides both short- and long-term coverage, as outlined in her employer's benefits plan. This plan typically covers income replacement for non-workplace injuries or illnesses. However, since this was an on-the-job accident, it may be covered by the CNESST, but group insurance often still serves as the primary provider in situations where a workplace injury results in short-term disability exceeding standard workplace injury benefits. The SAAQ would only cover injuries directly related to road accidents within its jurisdiction. Employment insurance (EI) provides general income replacement but is secondary to employer-provided group disability benefits.

NEW QUESTION # 121
Rowan works for a construction company that employs 40 employees. The company is newly established, and the owners have yet to implement a group insurance policy. Rowan falls off the side of a building and breaks his collar bone. The doctor informs him that he will be unable to work for five months.
Who will pay him disability benefits while he is recuperating?
  • A. His employer.
  • B. Canada Pension Plan.
  • C. Employment Insurance.
  • D. Workers' Compensation.
Answer: D
Explanation:
In this scenario, Rowan, an employee of a construction company, suffers an injury while on the job. Since the injury occurred in the workplace, he would be eligible for benefits under Workers' Compensation. Workers' Compensation is designed to cover employees who suffer work-related injuries or illnesses, providing them with benefits that include coverage for medical expenses and income replacement during their period of disability.
As the accident happened while Rowan was performing work duties, Workers' Compensation will likely cover his wage loss for the duration he is unable to work due to the injury. Employment Insurance (EI) would not be applicable here, as EI sickness benefits are intended for non-work-related illnesses or injuries. The Canada Pension Plan (CPP) also would not apply, as it provideslong-term disability benefits primarily for severe and prolonged disabilities that prevent individuals from working in any capacity. Therefore, option D is the correct answer, as Workers' Compensation is specifically designed for cases like Rowan's.

NEW QUESTION # 122
Mercedes is a single mother to her 5-year-old son, Arthur. Arthur's father, Richard, is not in his son's life because he is a recovering drug dealer who spent the last 4 years in and out of prison. Mercedes has full custody of Arthur and cannot count on help from her family because they live in another province.
Wanting to ensure his wellbeing, in the event of her death, Mercedes purchases a $100,000 life insurance policy and names Arthur the sole beneficiary of the policy.
If she died without a will, who would receive the death benefit?
  • A. Director of youth protection
  • B. Richard
  • C. Arthur
  • D. Mercedes's estate
Answer: A
Explanation:
In Quebec, when a minor is named as a beneficiary on a life insurance policy, and the policyholder dies without a will, the death benefit is not directly accessible to the minor. Instead, the benefit is placed under the management of a legal guardian or the Director of Youth Protection, depending on the circumstances. Since Mercedes has full custody and there is no designated legal guardian in place, the Director of Youth Protection would typically assume responsibility for managing the funds on behalf of Arthur until he reaches the age of majority.
If Richard has no custodial rights and is deemed unfit, as his history suggests, he would not be eligible to receive or manage the funds. Additionally, since Mercedes passed away without a will, her estate would not directly receive the benefit, as the policy directly names Arthur as the beneficiary. The Director of Youth Protection will oversee the funds to ensure they are used in Arthur's best interests.

NEW QUESTION # 123
Over the years, Agnes, a disciplined investor with a modest income, was able to save over $140,000 in an accumulation annuity. She plans on using the funds in a few years to travel the world and enjoy life while she is still healthy.
Which of the following statements about her annuity is TRUE?
  • A. The annuity permits both withdrawals, subject to minimum and maximum amounts, and surrender.
  • B. A market value adjustment will be charged by the insurer each time she withdraws her funds.
  • C. An accumulation annuity is not flexible.
  • D. A surrender can only be made at specific times.
Answer: A
Explanation:
An accumulation annuity offers flexibility in terms of access to funds. According to LLQP guidelines, accumulation annuities permit both periodic withdrawals and the option for full surrender, though withdrawals are generally subject to minimum and maximum limits, depending on the contract. Furthermore, such annuities often allow for flexibility in accessing funds without the need for strict schedules, unlike some other products that may restrict surrenders to specific times. Therefore, option A accurately describes the flexibility associated with accumulation annuities, making it the correct answer.
Option B is incorrect because surrenders in accumulation annuities are not usually restricted to specific times.
Option C is inaccurate as accumulation annuities are designed for flexibility. OptionD is incorrect as market value adjustments are not automatically applied; these depend on the contract terms and market conditions.

NEW QUESTION # 124
......
The results prove that PrepAwayETE's LLQP dumps work the best. And this is the reason that our LLQP exam questions are gaining wide popularity among the ambitious professionals who want to enhance their workability and career prospects. Our experts have developed them into a specific number of LLQP questions and answers encompassing all the important portions of the exam. They have keenly studied the previous LLQP Exam Papers and consulted the sources that contain the updated and latest information on the exam contents. The end result of these strenuous efforts is set of LLQP dumps that are in every respect enlightening and relevant to your to actual needs.
Certification LLQP Dump: https://www.prepawayete.com/IFSE-Institute/LLQP-practice-exam-dumps.html
BTW, DOWNLOAD part of PrepAwayETE LLQP dumps from Cloud Storage: https://drive.google.com/open?id=19DJTJiqmLEuI9bjE-Y9Z4XhvN7dzIfqG
https://www.braindumpstudy.com
Reply

Use props Report

Return to List
High mode
B Color Image Link Quote Code Smilies
You need to log in before you can reply Login | Register

This forum Credits Rules

  •  

Service Hotline : (+86)18688117175
Contact us
E-mail : global@t-firefly.com
Copyright © 2014-2022, FIREFLY TECHNOLOGY CO.,LTD. All Rightts Reserved. 粤ICP备14022046号-2
Quick Reply Back to top Back to list