Open the auxiliary access

Firefly Open Source Community

   Login   |   Register   |
New_Topic
Firefly Open Source Community › Cluster Server › Cluster Server R1› Latest LLQP Exam Forum - New LLQP Test Preparation
New Topic
Print Previous Topic Next Topic

[General] Latest LLQP Exam Forum - New LLQP Test Preparation

dylanan823

137

Credits

0

Prestige

0

Contribution

registered members

Rank: 2

Credits
137

【General】 Latest LLQP Exam Forum - New LLQP Test Preparation

Posted at 1/24/2026 11:43:42      View：73 | Replies：0        Print      Only Author   [Copy Link] 1#
BONUS!!! Download part of Exams4sures LLQP dumps for free: https://drive.google.com/open?id=1A6W37m7RbQhmtC1w816V2pvrJtEO6ZUM
To help candidates overcome this challenge, Exams4sures offers authentic, accurate, and genuine IFSE Institute LLQP PDF Dumps. When preparing for the Life License Qualification Program (LLQP) (LLQP) certification exam, candidates need not worry about their preparation notes or the format of the LLQP Exam because Exams4sures offers updated Life License Qualification Program (LLQP) (LLQP) practice test material.
IFSE Institute LLQP Exam Syllabus Topics:
TopicDetails
Topic 1
  • Segregated Funds and Annuities: Targeted at investment advisors and financial planners, this section evaluates their understanding of saving and investment strategies, which are essential for retirement and financial planning.
Topic 2
  • Ethics and Professional Practice: This part of the exam focuses on the legal and ethical responsibilities of life insurance professionals. It outlines the legal framework for life insurance in common law provinces and territories and stresses the importance of maintaining professionalism.
Topic 3
  • Life Insurance: This section assesses the expertise of insurance professionals, including financial advisors and life insurance agents, in understanding the financial impact of death. It explains how life insurance helps address those financial needs and introduces various life insurance products, along with their features and benefits.
Topic 4
  • Accident and Sickness Insurance: Aimed at insurance professionals offering individual and group health insurance, this section emphasizes the importance of financial protection in the case of serious illness or injury.

Efficient Latest LLQP Exam Forum Help You to Get Acquainted with Real LLQP Exam SimulationThere is always a fear of losing LLQP exam and causes you loss of money and waste time on some unless materials. However, these risks will never exist in our LLQP exam materials. Your money and exam attempt is bound to award you a sure and definite success with 100% money back guarantee. You can claim for the refund of money if you do not succeed and achieve your target. Our LLQP exam materials have a most reliable guarantee. We ensure you that you will be paid back in full without any deduction and you can easily pass the LLQP Exam by using our LLQP dumps. Moreover, you will get all the updated LLQP questions with verified answers. If you want to prepare yourself for the real exam, then it is one of the most effect ways to improve your LLQP exam preparation level.
IFSE Institute Life License Qualification Program (LLQP) Sample Questions (Q254-Q259):NEW QUESTION # 254
Samir applied for a life insurance policy 18 months ago. At the time of the application, he was employed as an accountant. Samir quit his accounting job 6 months ago to become a professional scuba diver.
Which of the following statements about Samir's life insurance policy is CORRECT?
  • A. Samir is not required to declare his change in occupation because the policy is less than 2 years old.
  • B. Regardless of whether Samir informs his insurer of his change in occupation, if he dies while scuba diving, he would not be covered.
  • C. Samir has no obligation to notify the insurer of his change of occupation regardless of how old the policy is.
  • D. Samir must inform his insurer about his change of occupation within 6 months of the change.
Answer: C
Explanation:
In life insurance policies, once the policy is issued, the insured does not need to notify the insurer of any changes in occupation. The premiums and coverage are based on the occupation and risk profile at the time of application, and life insurance contracts do not generally require updates on occupational changes unless explicitly stated.
Therefore, regardless of Samir's current job as a scuba diver, his life insurance policy remains in force without the need for notification to the insurer. This is different from disability insurance, which may consider occupation changes to reassess risk and benefits.

NEW QUESTION # 255
Last week, at a dinner party, Dario, an insurance agent, met Andrew, a successful businessperson with a net worth of over $10 million. Dario spent the evening following Andrew around, telling him how he could help him manage his finances. The day after the meeting, Dario sent a fruit basket to Andrew's office. Every day since, Dario has been calling and urging Andrew to meet with him and take advantage of his services and insurance products.
Which duties and obligations did Dario break?
  • A. Duties and obligations towards other representatives, firms, independent partnerships, insurers, and financial institutions
  • B. Duties and obligations towards the public
  • C. Duties and obligations towards clients
  • D. Duties and obligations towards the profession
Answer: B
Explanation:
Dario's conduct at the dinner party and afterward constitutes a breach of his duties and obligations towards the public. Insurance professionals are expected to maintain high standards of professionalism and respect the privacy and comfort of individuals they interact with. By persistently following Andrew and subsequently pressuring him with daily calls and unsolicited gifts, Dario failed to demonstrate respect for personal boundaries. This behavior could be seen as unprofessional and could harm the public's trust in the industry.
According to LLQP guidelines and ethical standards, agents must avoid aggressive solicitation and respect the autonomy and privacy of the public.

NEW QUESTION # 256
Everett is an insurance of persons representative who works exclusively for Moon Life Insurance. He wants to leave the company and become an independent representative. He knows that before he branches out on his own, he needs to ensure he has sufficient liability insurance.
Which of the following statements about his professional liability insurance is CORRECT?
  • A. If a contract has a deductible, it may not exceed $20,000.
  • B. Professional liability insurance covers fraud or misappropriation.
  • C. This insurance covers gross faults committed by an insurance representative.
  • D. His liability insurance must have coverage of not less than $1,500,000 per claim.
Answer: A
Explanation:
For an insurance representative such as Everett who intends to transition to an independent role,maintaining adequate professional liability insurance is crucial. According to LLQP guidelines, the requirements for liability insurance coverage mandate that if the policy includes a deductible, it cannot exceed $20,000 per claim. This limit helps ensure that insurance representatives can reasonably cover the deductible amount without facing significant financial hardship in case of a claim.
Regarding the other answer choices:
A liability insurance policy is typically required to have a minimum coverage of $1,000,000 per claim, not
$1,500,000.
Professional liability insurance does not cover gross negligence, fraud, or intentional misconduct such as fraud or misappropriation. It is designed to cover errors, omissions, and negligence within the scope of professional duties, provided they are not intentional or fraudulent acts.
Therefore, option B accurately reflects LLQP stipulations regarding the deductible limit on professional liability insurance for insurance representatives.

NEW QUESTION # 257
Josephine visits her dentist in downtown Victoria, BC, to have a cavity filled. The procedure costs her $550 but the maximum fee for a standard filling, according to the provincial dental schedule, is $400. Josephine works for a company that offers employees group dental coverage with a yearly maximum of $1,000 and an
80% co-insurance factor.
How much will Josephine receive from the insurer for her procedure?
  • A. $0
  • B. $400
  • C. $320
  • D. $440
Answer: C
Explanation:
Josephine's group dental plan pays a percentage (80%) of theprovincial dental schedulefee, not the actual cost. For her filling, the schedule maximum is $400. Therefore, the insurer will cover 80% of $400, which amounts to $320. Although the procedure costs her $550, her coverage only applies to the schedule rate, meaning she will receive $320 from the insurer, while she covers the remainder out of pocket.

NEW QUESTION # 258
Aaliyah is a 37-year-old account manager at a large pharmaceutical company. She earns $300,000 a year plus bonuses. She meets with Theo, an insurance agent, to review her life insurance needs. Theo deduces that Aaliyah needs a $250,000 universal life (UL) insurance policy. Aaliyah agrees but states that she wants to keep her premiums low. Which of the following UL death benefit options would BEST suit her needs?
  • A. Level death benefit plus account value.
  • B. Level death benefit.
  • C. Level death benefit plus cumulative premiums.
  • D. Indexed death benefit.
Answer: B
Explanation:
ALevel death benefitoption provides a fixed death benefit and is generally the least expensive premium option in Universal Life (UL) insurance. Since Aaliyah wants to keep her premiums low, this option best aligns with her needs. Other options like the death benefit plus account value or cumulative premiums increase the cost, as they provide a growing death benefit based on the policy's cash value or premiums paid.Therefore,Option Awill help Aaliyah maintain lower premiums

NEW QUESTION # 259
......
Good news comes that our company has successfully launched the new version of the LLQP Guide tests. Perhaps you are deeply bothered by preparing the exam; perhaps you have wanted to give it up. Now, you can totally feel relaxed with the assistance of our LLQP actual test. That is to say, if you decide to choose our study materials, you will pass your exam at your first attempt. Not only that, we also provide all candidates with free demo to check our product, it is believed that our free demo will completely conquer you after trying.
New LLQP Test Preparation: https://www.exams4sures.com/IFSE-Institute/LLQP-practice-exam-dumps.html
BONUS!!! Download part of Exams4sures LLQP dumps for free: https://drive.google.com/open?id=1A6W37m7RbQhmtC1w816V2pvrJtEO6ZUM
https://www.jptestking.com
Reply

Use props Report

Return to List
High mode
B Color Image Link Quote Code Smilies
You need to log in before you can reply Login | Register

This forum Credits Rules

  •  

Service Hotline : (+86)18688117175
Contact us
E-mail : global@t-firefly.com
Copyright © 2014-2022, FIREFLY TECHNOLOGY CO.,LTD. All Rightts Reserved. 粤ICP备14022046号-2
Quick Reply Back to top Back to list