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[Hardware] Maryland-Real-Estate-Salesperson Relevant Questions | Valid Dumps Maryland-Real-

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【Hardware】 Maryland-Real-Estate-Salesperson Relevant Questions | Valid Dumps Maryland-Real-

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Real Estate Maryland Real Estate Salesperson Examination Sample Questions (Q69-Q74):NEW QUESTION # 69
Who is responsible for ordering an appraisal, completing the loan application, ordering a home inspection, and obtaining homeowners insurance before closing?
  • A. The lender
  • B. The seller
  • C. The buyer
  • D. The title insurance company
Answer: C
Explanation:
In practice and per course guidance, the buyer is responsible for initiating and completing the loan application, arranging the appraisal through the lender, ordering the home inspection, and securing homeowners insurance prior to closing. Although lenders order the appraisal to comply with appraisal independence rules, the buyer is the party who applies for financing and is responsible for ensuring the appraisal, inspection, and insurance are in place to meet loan and contract conditions by closing.
References: Maryland 60-Hour Principles and Practices of Real Estate - Closing the Real Estate Transaction: parties' pre-closing responsibilities; buyer tasks (loan application, appraisal coordination, inspections, insurance); lender ordering of appraisals and appraisal independence.

NEW QUESTION # 70
You represent a buyer of a $1 million property. The seller's agent offers a 2.5% cooperative agent compensation. Who's your client?
  • A. The seller's agent
  • B. The seller
  • C. The buyer
  • D. The seller's agent's broker
Answer: C
Explanation:
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
Under Maryland law, agency relationships are determined by who the licensee represents, not by who pays the compensation.
Even though the buyer's agent may receive payment from the listing broker via a cooperative compensation (often shared through the MLS), that payment does not make the buyer's agent an agent of the seller.
The licensee's fiduciary duties-loyalty, confidentiality, disclosure, obedience, reasonable care, and accounting-belong solely to the buyer, the client under the brokerage agreement.
This principle is detailed under the Maryland Agency Law section of the pre-licensing course.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Law of Agency module.
- Business Occupations and Professions Article §17-530 through §17-534.
- COMAR 09.11.07.01 - Disclosure of Agency Relationships.

NEW QUESTION # 71
Your client, Bruno, is an investor. He is in the process of selling a fourplex and mentions to you that he hates the idea of the capital gains tax he'll be subject to. What should you tell him?
  • A. "Capital gains do not apply to investment properties."
  • B. "You might consider a 1031 tax-deferred exchange."
  • C. "Investors don't pay taxes."
  • D. "Taxes are required, no matter what you do."
Answer: B
Explanation:
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
Under Section 1031 of the Internal Revenue Code, an investor may defer recognition of capital gains taxes by exchanging one investment or business property for another of like kind.
This is known as a 1031 tax-deferred exchange.
The Maryland pre-licensing course covers this as a financing and investment concept, explaining that it defers, not eliminates, the tax obligation and that investors must comply with strict timelines and rules set by the IRS.
Licensees should avoid offering tax advice but can inform clients of the potential to explore this option with a qualified tax professional or attorney.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Investment and Taxation Concepts section.
- Internal Revenue Code §1031 (Like-Kind Exchanges).

NEW QUESTION # 72
Maryland real estate licensees should be aware that, in addition to the federally protected classes, the state's fair housing laws also prohibit discrimination based on the protected classes of _______.
  • A. Gun owners and military status
  • B. Smokers, students, and the elderly
  • C. Marital status, sexual orientation, gender identity, and source of income
  • D. Students, retired persons, and the unemployed
Answer: C
Explanation:
Comprehensive and Detailed
Maryland's Fair Housing Law (State Government Article, Title 20, Subtitle 7) expands on the federal Fair Housing Act by adding additional protected categories: marital status, sexual orientation, gender identity, and source of income. This means licensees cannot discriminate in the sale, rental, or financing of housing based on these traits. The course emphasizes that local jurisdictions (e.g., Baltimore City, Montgomery County) may have even broader protections.

NEW QUESTION # 73
Manny has a client who wants to purchase a commercial building. Manny doesn't have any experience negotiating commercial purchases. Which action should Manny take to demonstrate his good faith and most ethical behavior toward his client?
  • A. Continue to work with the client, but secretly consult with a commercial broker when he has questions.
  • B. Decide to no longer represent the client.
  • C. Tell the client about his inexperience, but say that he'd like to continue the relationship and will consult with a professional commercial broker throughout the transaction.
  • D. Continue to work with the client, but not tell the client about his lack of experience.
Answer: C
Explanation:
Under Maryland's Code of Ethics and Professional Conduct, licensees must act with honesty, integrity, and reasonable skill and care.
If a licensee lacks experience in a specialized area, they must disclose that fact to the client and either refer the client or seek assistance from a qualified professional-with the client's informed consent.
By being transparent and collaborating with an experienced commercial broker, Manny fulfills his ethical obligation of competence and disclosure while protecting his client's interests.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Ethics and Professional Conduct section.
- COMAR 09.11.02.01 - Code of Ethics for Real Estate Licensees.
- Business Occupations and Professions Article 17-322.

NEW QUESTION # 74
......
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