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[General] Free PDF Quiz Perfect Real Estate - Exam Discount Massachusetts-Real-Estate-Sale

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【General】 Free PDF Quiz Perfect Real Estate - Exam Discount Massachusetts-Real-Estate-Sale

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Real Estate Massachusetts Real Estate Salesperson Exam Sample Questions (Q128-Q133):NEW QUESTION # 128
Which of the following groups are protected under the Massachusetts Fair Housing Laws?
  • A. Smokers
  • B. Sex offenders
  • C. Public assistance recipients
  • D. Students
Answer: C
Explanation:
The Massachusetts Fair Housing Law (M.G.L. c. 151B) prohibits discrimination based on race, color, religion, sex, sexual orientation, gender identity, national origin, familial status, disability, and receipt of public assistance.
This includes protection for individuals who are recipients of public assistance (e.g., Section 8 housing voucher recipients). Sex offenders, students, and smokers are not protected classes under the law. While landlords can regulate smoking and may have policies on students or criminal history, they cannot discriminate based on receipt of public assistance, which is a specifically protected category under Massachusetts law.
Reference: M.G.L. c. 151B; Massachusetts Fair Housing Guidelines.

NEW QUESTION # 129
The two clauses in a mortgage which allow the lender to proceed with a foreclosure sale are which of the following?
  • A. acceleration clause and power of sale clause
  • B. escalation clause and power of sale clause
  • C. escalation clause and alienation clause
  • D. foreclosure clause and alienation clause
Answer: A
Explanation:
Comprehensive and Detailed Explanation (150-250 words):
Two key clauses permit a lender to enforce foreclosure:
Acceleration clause - allows the lender to declare the entire debt immediately due and payable if the borrower defaults. Without this clause, the lender could only sue for past-due installments.
Power of sale clause - common in Massachusetts "title theory" mortgages, it authorizes the lender to sell the property at public auction without going through full judicial foreclosure.
The alienation clause (also called a "due-on-sale" clause) allows the lender to demand payoff when the property is transferred, not for foreclosure. The escalation clause allows interest rate or payment adjustments, not foreclosure.
Therefore, the correct pair that authorizes foreclosure is D: acceleration clause and power of sale clause.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Financing Instruments; M.G.L. c.
183 21 (Power of Sale Foreclosure).

NEW QUESTION # 130
Active licensees renewing a real estate license must have completed how many hours of continuing education during the two years prior to the scheduled renewal?
  • A. Four
  • B. Sixteen
  • C. Twelve
  • D. Six
Answer: D
Explanation:
In Massachusetts, active real estate licensees are required to complete 12 hours of continuing education (CE) during the two-year period prior to their license renewal. This education is essential to ensure that real estate professionals stay updated on industry changes, including legal updates, ethical practices, and the latest regulations.
Among the 12 hours, 3 hours must be focused on the legal aspects of real estate, while the remaining 9 hours can be chosen from various real estate topics, such as ethics, property management, or fair housing laws.
Thus, the correct answer is that six hours are required for continuing education, not 4, 12, or 16.
Reference: 254 CMR 6.00 - Continuing Education Requirements; Massachusetts Real Estate License Law.

NEW QUESTION # 131
A property manager has successfully negotiated the lease of a home built in 1965 to tenants who have no children. Regarding disclosure of lead-based paint, the property manager should
  • A. do nothing, as regulations only apply when children are present.
  • B. have all the lead-based paint covered or removed by licensed mitigators.
  • C. give the tenants 10 days to test the home and provide them with the required booklet.
  • D. have the tenants sign the disclosure form and provide them with the required booklet.
Answer: D
Explanation:
The Residential Lead-Based Paint Hazard Reduction Act (Title X, 1992) requires that landlords and sellers of housing built before 1978 disclose any known lead-based paint hazards to prospective tenants or buyers.
Massachusetts enforces this rule strictly due to its older housing stock.
The law applies regardless of whether children are present. Tenants must receive:
An EPA-approved lead hazard information booklet.
A disclosure form confirming acknowledgment.
Tenants must be informed of their right to test for lead, but in a lease situation they do not automatically get a
10-day inspection period (that applies to sales, not rentals). Covering or removing lead paint (B) is only required if a child under six will occupy the property in Massachusetts, under the Lead Law (M.G.L. c.111
§197).
Thus, the correct answer is D.
Reference: EPA Lead-Based Paint Disclosure Rule; Massachusetts Lead Law; Massachusetts Real Estate Salesperson Candidate Handbook - Environmental Issues.

NEW QUESTION # 132
A broker maintains a trust or escrow account. A $10,000 earnest money deposit is received from a buyer and deposited in the account. Several weeks later and prior to closing, the broker withdraws $7,000 from the account and puts it in an operating account. This transaction is
  • A. permissible if the seller was informed about the transfer of funds.
  • B. an instance of illegal conversion of funds.
  • C. a violation of federal banking regulations.
  • D. permissible as long as the broker is entitled to at least $7,000 in commission.
Answer: B
Explanation:
Comprehensive and Detailed Explanation (150-250 words):
Escrow (trust) accounts must hold client funds untouched until proper disbursement (closing, termination, or mutual written instructions). Withdrawing funds prematurely is considered conversion, the illegal taking or use of another's money.
A: Brokers may only disburse commission funds after closing, not in advance.
B: This is not primarily a banking violation, but a license law violation.
D: Disclosure to the seller does not legalize misappropriation.
Massachusetts law (254 CMR 3.10) strictly prohibits commingling and conversion of escrow funds.
Violations can result in loss of license and criminal liability.
Correct answer: C.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Escrow Accounts; 254 CMR 3.10.

NEW QUESTION # 133
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